If you’ve been trading long enough, at some point you’ll realize that despite all the time, energy, and excitement you’ve invested, the return on an index fund during this period is at least as good as yours. Or, a more fortunate but very rare scenario, you’ve suddenly amassed enough money that market returns will suffice for the rest of your life.

And if you’re tired of stock picking, market timing, and all that hassle, or if you’re fed up with staring at a terminal and tracking the news, or you no longer want to stress about how election results will impact your portfolio, then it’s time to find someone who will stress about it for you.